“Value chain projects consultancy Limited, like the name, is actually structured to look at the gaps in the value chain of affordable housing. And haven done that we further go onto create solution template to fill the gap. As early as 2011, my former company built a major estate in Bauchi we had a big problem with off-takers affordability”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“Since 2013 to be specific we began to collaborate with the German government Agency GIZ, to structure a proper research background to what we considered to be the weakest link in the value chain of affordable housing in Nigeria and Africa. The Weakest Link is the off-takers. So from 2013 to 2014 we did extensive research with the support of the German government agency GIZ across some of the states of the Federation, namely Plateau state, Niger and later Ogun state,where we carried out a very extensive research and what we called stakeholders engagement to validate the concept. ”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“We zeroed down to the off-taker eventually as the center piece of the sustainable housing delivery strategy for Nigeria. The off-taker at the center means that the mortgage funding issues, the construction finance, the land issues, the construction developers and all of that, they need to understand the challenges of the off-taker, that is to say- a demand driven paradigm shift”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“Our progress has been from research to stakeholders’ engagement and as of today, we are actively engaged with different stakeholders along the value chain and we have thousands of off-takers profiled already in our data bank”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“We have been able to successfully also kick-start some projects across states in the federation including Ogun, where our off-takers data was used to structure an estate there, also in Kaduna state”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“Very soon, we intend to launch a digital platform fully automated real time, online. And what it does is to first secure the affordability data and indices of the off-taker and then structure what the developers need to build to matching capacity. In about a week, it will be up and ready”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“Through our online system, we can profile off-takers, get their mortgage capacity evaluated automatically, we also have a section for developers to upload their properties and mortgage finance. We hope that all stakeholders will collaborate more because good housing is good health”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“The housing industry has to take a moment to look at the dynamics around affordable housing delivery in Nigeria because Covid-19 has changed the game. We must not think it is going to be business as usual. Covid-19 has changed the game plan in a way that some of us do not even yet comprehend. ”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“Data is not just data for the sake of data. The data we are getting will form the basis of decision making. Are we going to subsidize housing? Do we have enough money? Are we going to ask foreign institutions to help us? How do we look at data today? ”-Joshua Sixtus Egbagbe, MD Value Chain Consult”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“Going forward, I suggest that the industry should begin to look at new ways of doing things. Housing is not just one person or one stakeholder. Housing involves developers, construction finance, mortgage finance, land and regulatory issues, we also have the off-takers”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“Going forward, we need to strengthen our collaboration. Value chain as a private sector company, we have been able to act as a catalyst in this particular area of digital revolution. We must go fully digital as an industry. Not just digital alone, but off-takers must have the chance to know their affordability very easily without any hassles”-Joshua Sixtus Egbagbe, MD Value Chain Consult
“A digital revolution in off-takers affordability profiling, in how we conduct housing delivery in Nigeria, in how we originate mortgages and also in how we interact with each other, that is the way forward”-Joshua Sixtus Egbagbe, MD Value Chain Consult